When it comes to hiring a Colorado general contractor, it’s important to make sure they have the right insurance coverage. General contractors in Colorado are required to carry certain types of insurance to protect their clients from potential losses.
The most important type of insurance for a Colorado general contractor is general liability insurance. This type of insurance covers any bodily injury or property damage that may occur as a result of the contractor’s work. It also covers any legal costs associated with defending the contractor against a lawsuit.
In addition to general liability insurance, Colorado general contractors should also carry workers’ compensation insurance. This type of insurance covers medical expenses and lost wages for any employees who are injured while working on the job.
Finally, Colorado general contractors should also carry builder’s risk insurance. This type of insurance covers any damage to the property that is caused by the contractor’s work. It also covers any materials that are damaged or stolen during the course of the project.
When hiring a Colorado general contractor, it’s important to make sure they have the right insurance coverage. This will help protect you from any potential losses that may occur as a result of the contractor’s work. Make sure to ask for proof of insurance before signing any contracts.
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