Mobile mechanics are a great way to get your car serviced without having to take it to a shop. However, it’s important to make sure you have the right insurance coverage in place to protect yourself and your business. In this article, we’ll break down the cost of mobile mechanic insurance and explain why it’s important to have.
First, let’s look at the types of insurance coverage you need. Generally, mobile mechanics need liability insurance, property insurance, and garagekeepers insurance. Liability insurance covers any damage or injury you may cause to a customer’s vehicle while working on it. Property insurance covers any damage to your own tools and equipment. Garagekeepers insurance covers any damage to a customer’s vehicle while it’s in your care.
The cost of mobile mechanic insurance will vary depending on the type of coverage you need and the amount of coverage you choose. Generally, liability insurance will cost between $500 and $2,000 per year. Property insurance will cost between $500 and $2,000 per year. Garagekeepers insurance will cost between $500 and $2,500 per year.
It’s important to make sure you have the right amount of coverage for your business. If you’re not sure how much coverage you need, it’s best to speak to an insurance agent who can help you determine the right amount of coverage for your business.
In addition to the cost of the insurance itself, you may also need to pay for additional services such as roadside assistance or towing. These services can add to the overall cost of your insurance, so it’s important to factor them into your budget.
Overall, the cost of mobile mechanic insurance can vary depending on the type and amount of coverage you need. It’s important to make sure you have the right amount of coverage for your business to protect yourself and your customers. If you’re not sure how much coverage you need, it’s best to speak to an insurance agent who can help you determine the right amount of coverage for your business.
